Business Borrowing Solutions

Willow Financial Bank makes it easy to get financing for your business needs. If your business needs are over $500,000, please visit Commercial Banking.

Our experienced loan officers will work with you to develop a loan strategy that fits your business needs. We have competitive rates, flexible terms and quick approval.

You'll speak with an experienced lending professional who will be happy to set up an appointment time, including evenings or weekends, at a location that is most convenient for you.

EZ Access Business Line*

Get working capital, expand your business, meet short-term cash-flow needs, or purchase inventory with our EZ Access Business Line.

Product Features:

• Low interest rate
• Quick turnaround
• Up to a 3 year term with no annual financial statements required*
• Interest only payments
• No annual fee
• 1% origination fee ($100 minimum) plus costs
• Apply online

*Line of Credit exposure may not exceed $250,000. Term and renewal options may be limited by credit quality

Term/Time Loans

Need a panel truck to haul inventory? Or maybe your production line needs new machinery. A Willow Financial Bank loan is a wise solution.

Fixed term loans for your specific financing requirements to purchase equipment or machinery, a company vehicle or business expansion, with monthly payments structured to fit your needs.

Product Features:

• Competitive fixed interest rate
• Stretch payments up to 7 years
• 1% origination fee plus costs
• Apply online

SBA Lending

Willow Financial Bank provides creative financing solutions for businesses utilizing a variety of loan programs through the Small Business Administration, USDA and other state and local resources.

• Loan amounts up to $5,000,000
• As little as 10% equity injection
• Extended loan terms up to:
  • 20-25 years on real estate
  • 10 years on machinery & equipment
  • 7 years on working capital

Use of Proceeds:

• Purchase or construct building
• Renovate or improve existing building
• Business Expansion
• Business Acquisition
• Machinery & Equipment
• Leasehold Improvements
• Franchises
• Debt Refinancing
• Working Capital
• Business Start-Up

Let our team of SBA Lending experts help your business grow.  To find our more about Willow Financial Bank's SBA lending programs or to contact an SBA Lender, please click on the link here - SBA Lending Team

SBA 7a Program Details

SBA 504 Program Details

Commercial or Investment Mortgage

Are you looking to purchase or refinance owner-occupied commercial real estate? Or do you need property improvements? Applying for a Commercial Mortgage is an easy process that is well worth your time.

Product Features:

• Competitive interest rate
• 5 or 10 year balloon
• Up to 240 months straight amortization
• 1% origination fee plus costs
• Apply online

To find out how Willow Financial Bank can help your business grow, call any one of our branch offices or 610-995-1700.