Cash Management Solutions

From the sophisticated to the simple, Willow Financial Bank’s Cash Management solutions can help your company meet daily challenges.  Our superior personalized service and suite of specialized banking services extends far beyond checking, loans and mortgages. 

eCorp                                                    

eCorp provides you with 24/7 online access to a powerful account information and transaction tool. You can export transactions to personal financial management applications like Quicken and QuickBooks for easy bookkeeping. You have complete control by setting the authority levels for employee access to account information and banking transactions.

• View account balances                                 
• Access statements                                            
• Process stop payments
• Initiate fund transfers
• Process direct deposit
• Export statements into financial software

    eCorp Demo
 

Merchant Card Processing

Expand your receivables options.  Complete transaction processing allows you to accept MasterCard, Visa and other major credit, debit and electronic gift cards as an alternative form of payment to cash and checks.  Generate new revenue, increase impulse sales, improve cash flow and increase profitability.

Existing Merchant Customer Login - click here

Zero Balance Accounts (ZBAs)

ZBAs offer a more efficient, automated way to manage payroll processing.  A ZBA initiates an automatic daily sweep from your business's operating account to cover any checks presented to your payroll account during the day.  With a ZBA, you can write payroll checks or process direct deposit to your employees without manually transferring funds to cover payroll.

Escrow Management

Ideal for attorneys, real estate professionals and those who handle client funds accounts.  Free up your time with simplified administration, record keeping and tax reporting.  Escrow management offers benefits to help you consolidate unlimited individual client escrow accounts into a single, flexible, easy-to-use master checking account.

• Tracks all sub-account transactions on your consolidated monthly statement
• Provides timely, accurate information on transactions, balances, interest earnings and closeout balances by phone inquiry
• Automatic completion of IRS Form W-9
• Audit trail
• Simplified depositing
• Fund Security
• Online access
• FDIC Insured up to $100,000 per each sub account

Business Money Market Account

Maximize your earnings while keeping your funds readily available.  A Willow Financial Bank Money Market account helps you cover short-term expenses or unexpected emergencies while providing you with attractive returns, liquidity, and the assurance of FDIC insurance.  Earn interest on a tiered account paying competitive rates on balances greater than $25,000.

• Competitive interest rate
• Transfers to/from via eCorp
• Combined statement option
• FDIC insurance up to $100,000

Repo Sweep Account

Earn higher interest on funds collateralized by the Federal Reserve
Our Repurchase (Repo) Sweep account pre-sets a target balance (generally $100,000 or higher) and automatically sweeps excess funds into a collateralized overnight Repo account.  The funds are available the next morning for disbursement.

• Investment/Divestment
• Higher interest on funds
• Federal Reserve collateralization of funds
• Daily statements

Cash Sweep Account

Access to ready cash is critical to running your business.  But you don't want those funds to be sitting idle.  Maximize the earnings potential on all your funds with seamless cash management.

Our Cash Sweep Account offers a unique combination of business checking and an automatic investment of your excess cash in an interest bearing account without juggling balances between accounts.

• Competitive yields
• Maximization of revenue
• Daily automatic in/out sweep of excess funds 
• Set target balance   
• FDIC insurance up to $100,000/depositor      

Bank-At-Work

As a business owner you know the importance of adding value for your employees.  Our comprehensive program of free and discounted banking services for you and your staff is delivered right to your doorstep. 

Your relationship manager or branch manager can arrange an on-site orientation session for your employees to open accounts and take loan applications.

• Free Checking
• Free eBank online banking and bill pay
• Free touch-tone telephone banking
• Free wallet style checks
• Free Bank checks and money orders

Business Links