Money Market & Savings
Our family of solid Savings and Money Market products can help you reach your goals and secure your financial future. We'll take the time to show you how much you should be saving each month to make your money work harder for you - and more.
Premier Money Market Plus Account
For those savers who keep a consistent balance of $2,500* and above, our Premier Money Market Plus Account pays our highest interest.
Complete Money Market
You want to earn the highest Money Market interest on tiered balances.
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Features:
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$250,000+
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$50,000-$249,999.99
- $25,000-$49,999.99
- $10,000-$24,999.99
- $2,500-$9,999.99
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$1-$2,499.99
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$1 minimum deposit to open
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Interest credited monthly
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Complete Checking Account required
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Benefits:
- No minimum daily balance
- FREE Touch-Tone phone banking
- FREE online account access
- Total liquidity
- FDIC Insured
- FREE Check Card with checking account
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Money Market Plus Account
You want a conservative way to achieve your savings goals while enjoying liquidity and higher interest.
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Features:
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Benefits:
- FREE Touch-Tone phone banking
- FREE online account access
- Total liquidity
- FDIC Insured
- FREE Check Card with checking account
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Statement Savings
You want a basic savings account that earns interest without paying monthly service fees.
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Features:
- Quarterly Statements
- Interest posted quarterly
($50 minimum balance to earn interest)
- Combined Statement linkage with a checking account
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Benefits:
- No minimum balance requirement
- No monthly service charge
- FREE ATM/Check Card with checking account
- ATM ONLY Card for quick access is available
- FREE Touch-Tone phone banking
- FREE online account access
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Vacation & Holiday Club Accounts
You want to save for annual expenses like a vacation or holiday shopping.
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Features:
- Quarterly Statements
- Withdrawals only to close account
- $5 minimum to open
- Interest on balances of $5 or more payable at maturity.
- Vacation Club begins March/Holiday begins October each year and runs 50 weeks
- Disbursed at end of 50 weeks by check or transfer to another Willow Financial Bank account
- Account automatically reactivates with
another deposit and is perpetual
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Benefits:
- A great way to save!
- No minimum balance requirement
- No monthly service charge
- FREE online account access
- FREE Touch-Tone access
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Smart Savers
The Coolest Savings Account package for Smart Kids
Kids Rule at Willow Financial Bank!
It's never too early to start saving and learn about growing your money. Kids, if you are between the ages of 12 and 17, you can open your own account - parents, grandparents or any adult can open an account for newborns and younger kids. Smart Savers is for everyone up to 17 years of age.
You can open with as little as $1 to start earning interest. There are no fees or service charges of any kind.
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Statement Savings
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No minimum balance requirement
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No monthly service charge
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Interest compounded daily/posted quarterly ($1 minimum balance)
Smart Saver Tips
- Always have some money saved in case you need it. It can be your allowance, money you earned, or money received as a gift.
- Don't spend more money than you have.
- Invest your money so that it will earn more money.
- Become a wise shopper. Learn how to get the best buy for the least amount of money.
- Have a spending plan so you know how much money you have and where you will spend it. Always know where your money goes. Try an SSS Plan: Save some, Spend some, Share some.
These tips come from Peggy Houser, a certified financial planner in Denver, Colorado, and co-author of "How to Teach Children About Money." [Western Freelance Writing Services, Ltd., Denver, 1997]
WHEN IN DOUBT, REMEMBER:
S tart saving as early as you can
A t least a part of every gift or paycheck should be saved.
V alue compounds; the more you save, the more it earns
E very dollar counts.
It's fun...it's cool and most of all it's really SMART!
Open an exclusive Smart Savers savings account - for kids only - today!
*$1,000 minimum balance requirement to avoid monthly service fee of $10.
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