Achieve Success on Your Terms

As the financial landscape becomes increasingly complex, the need for proper financial guidance has never been greater. Finding the right mix of investments to meet your long-term financial goals often leads to unnecessary exposure to risk, higher tax burdens, or an under-performing portfolio.

At Willow Financial Bank, we can help you achieve financial success. We'll start with a comprehensive financial plan that takes into account several important factors:

• Your current financial situation
• Your tolerance for risk
• Your ongoing and future income needs
• The effect of taxes and inflation on your assets
  (Consult your tax advisor for specific advice)

We know that evaluating these factors to get the desired results requires expert help. We offer an investment solution that simplifies the process. We create personalized financial plans exclusively for our customers – which can include estate planning and trust services as needed.

We can arrange for a no-obligation appointment with one of our licensed, registered Investment Advisors. They’ll help you identify your short- and long-term needs – even review your existing financial plan – and tailor a recommendation to your investment goals. This one-to-one approach provides the insight, objectivity and discipline needed to manage your investment portfolio’s risk and return.

Take the next step towards achieving your financial goals. To learn more about how we can help you develop an investment strategy and financial plan that will empower you to accumulate, grow and protect your wealth, please speak with a Willow Financial banker, at your local banking office or call 1-800-New-Willow today to see what WillPower is worth.

Personal Investment Services

Most households have both bank insured and non-insured investments as a part of their portfolio. These investors balance the safety of CDs and Money Markets with the gain potential on stocks, mutual funds and other investments.

But investing for retirement, college funding, tax minimization and risk management often require expert help to get the desired results. We offer an investment solution that simplifies the process by providing an integrated solution. We provide personalized financial services exclusively for our customers. Your benefit is access to a complete range of financial products and services, including:

*May be subject to federal alternative minimum tax.

Call to schedule your free appointment today. Appointments can be held at any of our convenient locations. Click here to see a list of our locations and phone numbers.

Alternative Investments

Smart Investing…we've all heard the term, but what does it really mean? One of the smartest things you can do is find the right financial services professional to guide you along the way.

Whether you're nearing retirement, at the beginning of your career, or somewhere in between, we will help you invest for your future. You'll work closely with a licensed, registered Investment Specialist who takes a personal approach to identifying investments to fit your individual requirements.

Mutual Funds
Mutual Funds provide a simpler, more convenient method of investing in a portfolio of securities. Funds are overseen by a professional portfolio manager. You gain the benefits of diversification, access to a broader range of investments and, ultimately, reduction in investment risk.

Municipal Bonds
Useful for the more conservative investor or those in high tax brackets, municipal bonds offer tax-free income and are fully liquid at any time. Note: Municipal bonds may be subject to state and local taxes and/or the Alternative Minimum Tax (AMT). Municipal bonds involve risk to principal and, if sold prior to maturity, a municipal bond’s value may be more or less than your original cost.

Annuities
Annuities are investments that allow balances to accumulate faster than investments subject to current taxation because of their favorable tax deferral benefits. Annuities can provide a lifetime income stream to their investors during retirement.

Fixed Annuities
A fixed rate tax investment deferred annuity offers various income options. You can draw interest only, take a percentage of your balance each year or establish guaranteed income for life. Guarantees are based on the claims-paying ability of the issuer.

Variable Annuities
A variable annuity combines tax deferral advantages and income flexibility with growth potential. You can invest in a variety of investments from a fixed option to the stock and bond markets.

Education Investments
Whether a baby is on the way or a child is just entering high school, it’s never too early or too late to plan for a college education. A variety of programs are available to help you save for the substantial cost of higher education, including tax-advantaged 529 college savings plans.

Traditional IRA
A popular retirement vehicle with attractive tax advantages, Traditional IRA contributions can be tax-deductible while interest earnings are taxed deferred until actual withdrawals are made.

Roth IRA
Although contributions are made with after-tax dollars, Roth IRA funds are tax-free when withdrawn and are an ideal complement to a comprehensive investment portfolio.

We welcome the opportunity to meet with you to discuss how we can help you achieve the future you’ve always dreamed of.

Investment, Insurance and Annuity Products are:

Investment Executives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.